Savings
The society shall accept regular savings and special deposits from a member at a reasonable rate of return.
Save for rainy days.
Our Savings Products
Reasonable savings return for your investments.

Member Savings Account
The society accepts and encourages regular savings and special deposits from a member at a reasonable rate of return . Members Savings Account requires a minimum of P200.00 per month which accumulates interest per annum. These savings are used as collateral for loans.

Fixed Deposit
With this account, a member gets to save a lumpsum for a fixed period of time. This lumpsum amount earns a competitive interest after the period elapses. A member can choose to re-invest the lumpsum after the period elapses. Withdrawals can only be made twice a year, thus encouraging saving.

Nkgodisa Savings Plan
Nkgodisa is a savings plan for children of Orapa SACCOS members, with this plan one gets to save for their children’s future at competitive interest rates. Qualifying ages range up to 18 years.
Products of the Moment
Short Term Loan
Need to cover unexpected expenses, but short of cash? “Ga go kopane?”. Get a short term loan also known as an Emergency loan with us “O thibe ha go thibegang teng”.

Save for rainy days.
Member Benefits
More saving benefits.
By becoming a member of Orapa SACCOS, members get the benefits of saving money for their spouses or partners and also preparing for their retirement through The 60+ Retirement Plan and Pilara.

Pilara
This is a benefit account for spouses of our members. They get to save their monies which will earn competitive interest per annum.

The 60+ Retirement Plan
A pensioners account for members that are getting ready for retirement. It has 0 monthly fees, competitive interest rates on both loans and savings balances. It has flexible customised withdrawals that cater for ones needs.
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